Legal

Investment Disclaimer

Last updated: May 16, 2026

Not investment advice

Pemabu does not offer investment advice. Nothing on this platform constitutes a recommendation to buy, sell, or hold any security, digital asset, or financial product. You are solely responsible for your decisions.

Read the full Investment Disclaimer

Pemabu does not offer investment advice

Pemabu does not offer investment advice and is not a registered investment adviser or broker-dealer. Nothing in the Pemabu platform—including portfolio scores, rankings, drift alerts, signals labeled “Consider Entry” or “Consider Exit,” Strategy Council memos, weekly briefs, marketplace strategies, or third-party data overlays—should be treated as a recommendation or solicitation to transact.

1. What Pemabu is

Pemabu is portfolio monitoring and allocation intelligence software. It helps self-directed investors track holdings, compare weights to targets, visualize drift, and review quantitative and AI-generated summaries. Pemabu is a technology tool, not a financial institution, fiduciary, or personalized advisory relationship.

We do not offer investment advice. We do not manage assets for you, and we do not owe you a fiduciary duty in the manner of a registered investment adviser.

2. What is not investment advice

The following outputs are provided for informational and educational purposes only:

  • Composite scores, ranks, and factor-weighted comparisons between holdings
  • Signals such as “Consider Entry,” “Consider Exit,” or “Hold” derived from rules and formulas
  • RSI, return windows, volatility metrics, and other quantitative indicators
  • AI-generated weekly briefs, holding explanations, drift narratives, and Strategy Council memos
  • 13F, governance, political disclosure, macro regime, and token-quality overlays
  • Marketplace-published sleeve strategies, grades, and leaderboard rankings
  • Scenario simulations and allocation projections
We do not offer investment advice. Labels that resemble trade ideas are algorithmic descriptions of data—not instructions to buy, sell, or hold any security or digital asset.

3. Your responsibility

You alone decide whether, when, and how to invest. You are responsible for due diligence, tax treatment, risk tolerance, liquidity needs, and compliance with laws applicable to you. Past performance shown in charts or backtests does not guarantee future results.

If you enable optional execution features (including exchange API keys in a sovereign deployment), you authorize trades through your own accounts. Pemabu does not take custody of your funds in standard cloud deployments; execution remains your responsibility.

4. No professional relationship

Use of Pemabu does not create an investment adviser–client, broker–customer, or attorney–client relationship. Content is general in nature and not tailored to your individual financial situation unless you independently apply it. Consult a qualified financial, legal, or tax professional before making investment decisions.

5. Third-party and marketplace content

Marketplace strategies are published by users or third parties. Pemabu does not endorse, verify, or guarantee any published strategy. Subscriber counts, grades, and rankings are derived from platform metrics and do not constitute performance guarantees.

We do not offer investment advice regarding any marketplace listing. Importing a strategy copies configuration data; it is not an endorsement to invest.

6. Market data and accuracy

Prices, returns, and reference data may be delayed, incomplete, or incorrect. Pemabu does not warrant the accuracy of market data from third-party providers. Do not rely solely on Pemabu for time-sensitive trading decisions.

7. Crypto and digital assets

Digital assets are highly volatile and speculative. Regulatory treatment varies by jurisdiction. Pemabu’s crypto-related features are informational tools only and do not constitute advice on whether to hold crypto or any particular token.

8. Acknowledgment

By using Pemabu, you acknowledge that:

  • Pemabu does not offer investment advice;
  • All platform outputs are informational and may be wrong or incomplete;
  • You will not rely on Pemabu as your sole basis for investment decisions; and
  • You accept full responsibility for your portfolio and any trades you execute.

9. Contact

Questions about this disclaimer: contact@pemabu.com. See also our Terms of Service and Privacy Policy.